Nearly half of Americans don’t have enough savings to cover emergency expenses, and they’re increasingly looking to their workplaces and financial providers for solutions. Helping customers and employees to grow their short-term savings can unlock many benefits for businesses, from earning customer loyalty to boosting workplace productivity. Explore our research and resources to help establish a stronger safety net and a secure financial future for those you serve.
Americans are facing inflation, ongoing pandemic-related disruptions, and limited government support. Here are five ways employers can help them save. Presented by: BlackRock's Emergency Savings Initiative
This research was produced by the Financial Health Network in collaboration with BlackRock’s Emergency Savings Initiative. ESI is a cross-sector program with a mission to help people living on low to moderate incomes gain access to and increase usage of proven savings strategies and tools – ultimately helping them establish an important safety net.
An ABLE account lets people people with disabilities save money beyond the $2,000 asset limit that’s linked to benefits like Supplemental Security Income and Medicaid.
Americans across all income levels are struggling to save enough for a financially secure retirement. What’s driving retirement insecurity, and how can employers help?
Recognizing that millions of Americans lack short-term savings, BlackRock set out to discover how to help more families build a financial safety net.
What’s the key to financial security today? As technology and a shifting economy reshape how we save, spend, borrow, and plan for the future, mastering the art of money management is critical for achieving financial health. Join us as Jennifer speaks with Suze Orman – personal finance expert, author, Emmy Award winner, and Co-Founder of workplace emergency savings platform SecureSave – about the critical role of savings and the most important step companies can take to support employees’ financial success.
Under a new federal law, employers can help some workers guard against financial distress. But setting up these rainy day funds can get a bit tricky.
I keep thinking about this column from Alex Johnson last month around financial health and savings. To me, one of the biggest disappointments around the past decade of fintech innovation is how little we are moving the needle for the financial health of consumers.
The Financial Health Network’s groundbreaking U.S. Financial Health Pulse offers new insights into consumer saving habits to inform effective product design. In addition, we’re working alongside industry thought leaders to build the next generation of savings products through initiatives like the Savings Project and our own Savings Working Group. Through these efforts, our goal is to help people establish a stronger safety net and a more secure financial future.
